The Coalition has compiled the following resources to help our member organizations navigate the impacts of COVID-19. We’ll keep updating this list as more resources become available, so check back regularly.
Thank you to Fannie Mae for their support in the creation of this resource guide.

Protecting & Preserving Homeownership
Foreclosure prevention, forbearance, and mortgage relief options.
Native Homeownership Protection Plan
The South Dakota Native Homeownership Coalition designed the Native Homeownership Protection Plan to channel financial support through our member organizations to homeowners and small businesses that are facing challenges due to the COVID-19 pandemic.
Webinar: Preventing COVID-19 Foreclosures
On Tuesday, April 28, 2020, we hosted a webinar to explore how homeownership practitioners can support clients facing difficulties making regular monthly mortgage payments due to the impacts of COVID-19. We looked at key terms related to payment challenges, including forbearance, loss mitigation, and loan modification.
Avoiding Foreclosure
There are a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and HUD. This page provides a summary of these various programs.
Are you at risk of foreclosure and losing your home?
This page provides and overview of the foreclosure process and options for homeowners that have or are at risk for missing mortgage payments.
Tips for Avoiding Foreclosure
These 10 tips help homeowners who are having trouble keeping up with their mortgage payments.
Mortgage Relief Options and Protections
A federal law put in place two protections for homeowners with federally or Government Sponsored Enterprise (GSE) backed mortgages (FHA, VA, USDA, Fannie Mae, Freddie Mac). Learn more about these options and if they’re right for your situation.
CARES Act Mortgage Forbearance: What You Need to Know
If you are experiencing a financial hardship due to the coronavirus national emergency, or having difficulty making on time mortgage payments, forbearance may be an option for you.
CARES Act Forbearance Fact Sheet for Single Family Borrowers with FHA, VA, or USDA Loans
The CARES Act provides a mortgage payment forbearance option for all borrowers who, either directly or indirectly, suffer a financial hardship due to the novel coronavirus (COVID-19)national emergency. This fact sheet is a resource for borrowers.
Find Out Which Relief You May Qualify For
Your mortgage relief options depend on who owns or backs your mortgage, the programs they offer, and the eligibility criteria they set. Here we’ll explain how to find out what you may qualify for.
Request Forbearance or Mortgage Relief
To request forbearance, you’ll need to reach out to your servicer. To ensure that you are ready for that conversation, we’ve got some information to help you prepare.
What To Do After You Receive Forbearance
While you’re in the forbearance period, or working under another mortgage relief option, there are a number of things to do to continue to protect yourself.
Webinar: COVID-19 Responses, Concerns, and Needs
On Thursday, April 9, 2020, the South Dakota Native Homeownership Coalition hosted an information-sharing webinar with our members to learn about the impact of COVID-19 in different communities across the state.
Guiding Current and Future Homeowners During a Crisis
Amid COVID-19, housing professionals and lenders are adjusting in order to meet changing borrower needs. Take a look at these resources from Freddie Mac for addressing unique industry challenges while supporting borrowers and empowering them with education.