Native Veterans Homeownership
Supporting Native Veterans on the Path to Homeownership
The South Dakota Native Homeownership Coalition (SDNHOC) is committed to expanding homeownership opportunities for Native American veterans and their families. Through its Veterans Committee, established in 2015, the Coalition brings together Tribal Nations, Native Community Development Financial Institutions (CDFIs), Tribal housing entities, lenders, and veteran service organizations to address homeownership barriers across South Dakota.
The Coalition’s work focuses on connecting veterans with homebuyer education, financial readiness resources, affordable mortgage options, and trusted local partners who can help guide them through the homebuying process. Through statewide housing needs assessments, outreach, and policy advocacy, SDNHOC also works to strengthen programs such as the VA Native American Direct Loan (NADL) and improve access to homeownership opportunities on and off trust lands.
Our goal is to ensure Native veterans have the information, resources, and support they need to achieve and sustain homeownership, wherever they choose to call home.
Resources for Native Veterans & Homebuyers
Below you’ll find downloadable resources designed to empower Native veterans to support fellow veterans on their homeownership journey while also providing valuable tools for our Tribal housing programs, Native CDFIs, Tribal Veterans Service Organizations (TVSOs), housing professionals, and lenders, .
NADL Factsheet
A quick overview of the VA Native American Direct Loan, including who is eligible and key loan features.
Veterans Homeownership Resources Summary
One place to find savings, down payment assistance, and homebuyer education resources available to Native veterans.
Resources for Housing Practitioners
Below you’ll find downloadable resources designed to empower Native veterans to support fellow veterans on their homeownership journey while also providing valuable tools for our Tribal housing programs, Native CDFIs, Tribal Veterans Service Organizations (TVSOs), housing professionals, and lenders, .
OST Practitioners Guide for Veterans
A step-by-step guide for housing professionals helping veterans through the homebuying process.
SD Native Veterans Housing Needs and Homeownership Study
Statewide research on the housing needs, barriers, and homeownership opportunities facing Native veterans in South Dakota.
VA Appraiser Qualifications
VA requirements for appraisers completing NADL appraisals.
Mortgage Loan Matrix
A side-by-side comparison of mortgage options available to Native veterans, including the VA NADL.
Training & Webinars
Veterans Homeownership Virtual Training (July 23, 2026)
Recording of the Coalition’s virtual training on homeownership resources for Native veterans and the practitioners who serve them.
AIVAC Meeting Presentation
Slides from the Coalition’s veterans homeownership presentation at the AIVAC meeting.